Commercial umbrella insurance in Portland, Oregon and the Pacific Northwest.

Commercial umbrella insurance is designed to supplement existing liability insurance policies, giving you an additional layer of protection for your business. We’ll work with you to find the right umbrella solution to cover all your business needs.

Commercial umbrella insurance is all about going one step further. It’s an added layer of protection that kicks in if the very worst happens with your business insurance policies.

A commercial umbrella policy kicks in only if your main business liability insurance policies reach the payout limit. At that time, the commercial umbrella policy would pay out the remaining costs.

For example, let’s say you have a liability insurance policy of $500,000 for your business, but you must pay damages of $700,000. If you have a commercial umbrella policy in place for your business, the liability insurance policy will pay out in full first, and then the umbrella policy will pick up the remaining $200,000.

The beauty of umbrella insurance is that, because there’s a relatively low chance it will need to pay out, it’s often considerably cheaper to purchase than you might expect.

Commercial umbrella insurance is a great way to further protect your assets. Reach out, and we’ll help you to determine if it’s right for your business.

Let’s discuss your commercial umbrella insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate commercial umbrella insurance solution. There’s no obligation, just good-old-fashioned advice.
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Leonard Adams Insurance offers comprehensive commercial umbrella insurance in Portland, Oregon and the Pacific Northwest.