Child life insurance in Portland, Oregon and the Pacific Northwest.

No one wants to consider the unthinkable, so talking about child life insurance can be difficult. But, there are advantages to this type of coverage that you might not be aware of. We’ll talk you through the basics of a child life insurance policy to help you decide if it’s right for your family.

While life insurance is usually associated with breadwinners, there are some good reasons to get it for a child. But, it’s very much a case-by-case product, so it’s worth getting advice.

Child life insurance is usually a whole life policy that starts much earlier in life than usual. It has advantages.

  • It can cover funeral costs, counseling and leave from work in the tragic event that your child dies.
  • Starting a policy now reduces the risk of your child having trouble getting a policy themselves as an adult if they’ve developed a medical condition in the meantime.

How relevant and significant these benefits are will depend on your financial circumstances, your other savings and investments and your attitude toward risk.

To get more insight into whether child life insurance is right for your family, contact us today.

Let’s discuss your child life insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate child life insurance solution. There’s no obligation, just good-old-fashioned advice.
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Leonard Adams Insurance offers comprehensive child life insurance in Portland, Oregon and the Pacific Northwest.